Virtual Payments
Virtual payment automation.
Single-use virtual cards issued automatically at the moment of booking — for air, hotel, rail, ground, and meetings. Eliminate traveler credit liability, enforce policy at the point of payment, and close the loop with enriched, reconciliation-ready data.
0
Traveler card liability
100%
Spend captured
Multi-CCY
Global issuance
PCI DSS
Compliant
Capabilities
Smarter, safer payments — every booking, every supplier.
Single-Use Virtual Cards
How It Works
Replace plastic and lodge cards with controlled, data-rich payments.
Lodge cards, p-cards, and traveler-billed plastic leak spend and bury finance teams in reconciliation. Balboa's virtual payment layer issues a purpose-built card for every booking — so the only spend that clears is the spend you authorized, and every dollar arrives in your books fully coded.
- Hotel direct-bill automation — eliminate check-in declines and disputed folios
- Match virtual card transactions to bookings, invoices, and travelers automatically
- Built-in chargeback handling and dispute workflow with your issuing bank
- Works alongside existing corporate card programs — no rip-and-replace
- Integrated with Conferma, AirPlus, eNett, US Bank, Citi, and major BTA issuers
FAQ
Questions, answered.
Virtual Payments
Pay smarter. Reconcile in real time.
See how Balboa's virtual payment layer eliminates traveler liability, captures every transaction, and closes the loop with your expense and ERP systems.